Brand new rc500
Hello! I bought new decathlon triban rc500 bike as my first road bike. I had some expirence with regular bikes and i beat 100km in one day on my old city bike which i am proud of. This rc500 is big change and i will be thankful for all advices about conservation, everyday care and most important accessories. Also my actual problem is to choose good mudguards, i am looking for full ones but i am afraid of the weight of them cause the bike itself is very light and i want sth that wont weigh twice as much as bike. If anyone have good advices for some bike racks for a 2-3 day trip bikepacking i would love to hear them. Thanks in advance for all commentsi was confused Vladimir with yellow-white hair and Vadim with brown hair, right? But why is Vadim called Vladimir in the 3rd picture?
DISCORD ITALIANO PER GIOCARE E CONOSCERE
se necessitate un posto dove conoscere, e incontrare gente unitevi a questo server discord https://discord.gg/PcPNhXPk7z non ve ne pentirete❤️ grazieWanted to buy different brands of supplements
I want to but supplements like creatine, protein and pre workout from brands like mb, wellcore fuelone and muscletech. Is there a single website or app which i can use to buy from these brands for convenience.[WP] —"Look, I know you think I stole your rightful place, but I won't–" —"I don't feel that way. Actually, I'm glad they got to have a son like you. They deserved a better child than me. It's regrettable that I didn't realise it sooner, but, as things are, you're the best I could have asked for."
Suggestions and Ideas for the Revolut Team
Hi everyone, I am from Germany and I actively use Revolut, appreciating the many features the app offers. However, I have some ideas and suggestions that could further improve the user experience. Perhaps these points can be forwarded to the Revolut team or discussed within the community. Invest • Economic calendar integration – Direct access to economic events and data within the app. • Lower fees for CFD trading – Especially reduced fees for Premium and Ultra members. • Tax exemption order & flat-rate taxation – Simplifying tax processes for users. • Simplifying trading: • Direct deduction of trading funds from a pocket without needing to top up the investment account first. • Automatic currency conversion for foreign currency trading. • Pro add-on for Revolut Ultra – Integrate Pro features into the Ultra subscription. • Adjustable CFD leverage – More flexibility by allowing users to set their leverage. • Revamp the fee structure – Provide a clear and transparent overview of all costs and fees. • Lower Robo-Advisor fees – Instead of a separate subscription, integrate Robo-Advisor fees into existing plans at a lower cost. • Tax optimization for the Robo-Advisor – Intelligent use of tax allowances by automatically realizing losses at year-end and repurchasing to optimize tax liabilities. • TradingView charts for crypto – The stock trading feature allows opening TradingView charts, but crypto does not. • CFD pocket in EUR – Introduce a CFD account in euros for easier trading. Crypto • Show crypto purchases on charts – Similar to stock charts, crypto purchase points should be visible. • Free crypto savings plans – Supporting long-term investors with fee-free savings plans. • Lower spreads – Reducing buy/sell spreads to be more competitive. Pro Account • After cancellation, the Pro account should disappear from the overview to keep the interface cleaner. Widgets & UI • Option to exclude individual pockets from total assets – For example, excluding a shared account from the total balance. • More user-friendly Pro pocket widgets – A previously improved widget layout was removed—could it be reinstated? Usernames • Release old, locked usernames from deleted or inactive accounts. Payments & Budgeting • End date for scheduled payments – Users should be able to set an expiration date for recurring payments. • More budget categories – Expand categories to include insurance, subscriptions, or savings. • Round-up investments into ETFs or stocks – Automatically round up payments and invest in selected securities. Search Bar & Language Settings • Search results should match the app’s language setting—currently, English results often appear even when the app is set to German. Credit Products • Overdraft credit – Introduce a flexible overdraft for short-term liquidity. • Installment payments – Allow users to split larger expenses into installments. Interest & Savings • Introduce interest on regular currency accounts to encourage saving. New Features & Ideas • Standalone tax app – A dedicated tax app integrated with Revolut that automatically captures relevant data. • Manage insurance through Revolut – Using a brokerage mandate, Revolut could allow users to manage their insurance policies directly. • Better eSIM providers – The current provider (1Global) has shortcomings—alternatives like O2 or Telekom could offer better service. Other UI Improvements • Align watchlists on the home and invest tabs – Currently, there are inconsistencies in how they are displayed. • Add animation to the CFD pocket – The investment and commodity accounts display a green line animation for performance when opened, but the CFD pocket lacks this. • Remove investment accounts & trade directly from the main account – Similar to crypto, users could trade directly from the main account instead of using a separate investment account. I hope these suggestions help improve the app. What do you think? Do you have any additional ideas or feedback? Thanks for reading!The Alchemist announces collab album between Larry June & 2 Chainz coming 2/07/25
Per Uncle Al’s [Instagram](https://imgur.com/gallery/8c4RxJ9)EarnApp - earn money with various tasks + passive income
[Payment proof](https://imgur.com/a/tttBED2) [Guide for EarnApp](https://beermoneyguides.com/earnapp-review/) that goes more in-depth *** [EarnApp](https://earnapp.com/i/db64ufb) is an application that earns you money by using your unused internet bandwidth. Simply sign up, download the application and let it run in the background. Naturally a constant internet connection is required to accumulate earnings. Recently they have added a new section called "Offers" - there, you can earn money by completing simple tasks like playing games, answering surveys and more. Payments are made via Wise, Amazon gift, PayPal and have a $10 minimum withdrawal threshold (used to be $2 in the past but they raised it recently) ☝️ One feature that you can toggle on is the "Auto-Redeem" option - this means that as soon as you reach the minimum payment threshold, the company will automatically send a payment to your account. 📧 **Sign-up options:** Google, Apple 🖥️ **Devices:** Windows, Android, CLI, Docker, iOS 🌍 **Countries:** Worldwide, potential earnings will depend on traffic demand in your particular areaI've been a homeowner for 4 years. These are the biggest things I wish somebody told me on day one.
**1. Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.** So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit). Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card). Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans. Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan) **2. Switch auto insurance companies every 6-12 months.** If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)). Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes. Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go. Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st). **3. Try and find the best price online.** Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices. I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible. **4. Get yourself a dang advisor.** Most people are under the false impression that financial advisors are just for wealthy people. They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning) If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area. **5. You don't have to pay off your debt by yourself.** Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you. It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company). They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings). Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies. Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). **6. Save on home insurance.** Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies). If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).I've been a homeowner for 4 years. These are the biggest things I wish somebody told me on day one.
**1. Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.** So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit). Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card). Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans. Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan) **2. Switch auto insurance companies every 6-12 months.** If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)). Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes. Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go. Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st). **3. Try and find the best price online.** Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices. I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible. **4. Get yourself a dang advisor.** Most people are under the false impression that financial advisors are just for wealthy people. They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning) If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area. **5. You don't have to pay off your debt by yourself.** Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you. It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company). They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings). Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies. Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)). **6. Save on home insurance.** Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies). If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).5
if magka 5 ba sa isang minor subj pwede pa i appeal😔. nakakagulat jusme dos yung inexpect tas 5 yung makikita sa SIS."> How is this possible to pull the new hercule Str in the top legendary banner ?
